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A personal loan and investment accounts required to earn the highest APY. Accepts cash deposits through ATMs. You can earn up to 3.30% APY with Axos Bank’s Rewards Checking account. However, to ...9. Easypaisa. Easypaisa is one of the most famous mobile banks in the country. It was founded in 2009 and was the first digital bank in Pakistan. The mobile wallet soon gained traction in the early 2010s and became one of the largest microfinance banks thanks to its vast network of cash agents.We think Revolut is the best online app in the UK overall if you already have a main bank account, and Starling Bank is the best if you're looking for an all-online primary bank account. Both offer extremely low fees, savvy mobile-first service, and outstanding track records. Get three months of free Revolut Premium as a Monito reader with our exclusive …Mobile payments in Germany. While mobile banks have been at the forefront of innovation, mobile payments in Germany have been slow to take off. 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